Anchorage Digital Launches Stablecoin Solutions for Banks to Modernize Cross-Border USD Settlement

TL;DR: New offering for licensed international banks to access federally regulated stablecoin issuance, custody, and U.S. dollar settlement through Anchorage Digital Bank, N.A.

Anchorage Digital, home to America's first federally regulated crypto bank, today announced the launch of Stablecoin Solutions for Banks, a purpose-built offering under U.S. federal oversight for licensed international banks to access secure, efficient U.S. dollar cross-border transfers and settlement using stablecoin rails.

By onboarding with Anchorage Digital Bank, participating institutions gain access to both stablecoin and fiat wallets and accounts to facilitate outbound and inbound USD transfers. 

A Unified, Federally Regulated Settlement Platform

Stablecoin Solutions for Banks consolidates stablecoin minting and redemption, custody, fiat treasury management, and settlement into one integrated offering. Banks can:

• Access stablecoin and fiat wallets through a single federally regulated counterparty.
  
• Execute near-instant USD stablecoin transfers across supported blockchain networks.
  
• Conduct third-party wire transfers to U.S. and international destinations.
  
• Preserve principal value with network fee protection options.

By replacing traditional correspondent banking models and pre-funded nostro/vostro accounts with active, programmable stablecoin balances, institutions can reduce trapped liquidity and compress settlement timelines from days to minutes, improving capital efficiency while reducing counterparty and settlement risk.

Bank-Grade Custody Under Federal Oversight

As a federally chartered trust bank, Anchorage Digital Bank operates under a single regulatory framework with federal oversight from the Office of the Comptroller of Currency (OCC), eliminating the need for fragmented state-by-state licensing. Client assets are held in bankruptcy-remote, segregated accounts, ensuring they do not become part of a custodian’s debtor estate.

Assets are secured within segregated vaults using policy-based controls designed for institutional risk management. Anchorage Digital has safeguarded tens of billions of dollars in digital assets across multiple blockchain ecosystems for over eight years, establishing one of the industry’s longest institutional security track records.‍

Stablecoin-Agnostic Rails with Primary Mint and Redeem Access

Stablecoin Solutions for Banks is stablecoin-agnostic and supports leading USD stablecoins across major chains. The platform provides primary mint and redeem access for federally issued stablecoins in anticipation of the finalization of the GENIUS Act and evolving U.S. market structure legislation.

Institutions can natively mint and redeem stablecoins issued by Anchorage Digital Bank, including Tether’s USA₮, Ethena Labs’ USDtb, OSL’s USDGO, and upcoming issuances such as Western Union’s USDPT, and custody or transfer other supported stablecoins, all through a unified interface.‍

Why Now: A Regulated Path to the Future of Finance

Global demand for stablecoins has surpassed trillions in onchain settlement volume, signaling clear market validation for programmable digital dollars. At the same time, emerging regulatory clarity in the United States is providing institutions with a defined pathway to participate.

“Stablecoins are becoming core financial infrastructure. Stablecoin Solutions gives banks a federally regulated way to move dollars globally using blockchain rails, without compromising custody, compliance, or operational control. This is about modernizing settlement while preserving the standards the financial system depends on.” — Nathan McCauley, Co-Founder and CEO of Anchorage Digital

By combining federally regulated issuance, qualified custodian, and blockchain-native settlement rails, Stablecoin Solutions for Banks enables banks to offer near-instant, cross-border USD transfers while the underlying technology remains seamless to banking partners.

Stablecoin Solutions for Banks also connects participants to a growing ecosystem of regulated counterparties operating on a shared settlement infrastructure, positioning themselves at the forefront of scalable, programmable finance.

For more information about Stablecoin Solutions for Banks or to begin onboarding with Anchorage Digital, please get in touch or reach out to: stablecoins@anchorage.com.